Accident on Record
Means Money Owed.
After an accident, your vehicle is worth less - even with perfect repairs. State Farm, GEICO, Allstate, and Progressive are required to compensate you for the diminished value of your car - but they won't tell you that. We fight to recover every dollar you're owed.
Our Process
We Handle Your Claim from Start to Finish
Our certified appraisers use industry-recognized methods including the 17c Formula, the Hamblin Method, and direct market comparison to build an airtight case for your claim.
Gather Pre-Accident Value
We establish your vehicle's true market value before the accident using NADA, Kelley Blue Book, and comparable sales data.
Assess Damage & Repair Quality
We review all repair records, photos, and CarFax history to quantify the structural and cosmetic impact.
Calculate Loss & File Claim
We draft a formal demand letter with supporting documentation and submit it directly to the insurance company.
Negotiate Until You Win
We handle all back-and-forth negotiation until a fair settlement is reached - or escalate to litigation if needed.
Average Recovery
Methods We Use
Types
Three Types of Diminished Value
Inherent Diminished Value
The natural reduction in market value due to accident history, regardless of repair quality. The most commonly claimed type.
Repair-Related Diminished Value
Lost value caused by improper or incomplete repairs. Occurs when the shop fails to fully restore the vehicle to pre-loss condition.
Immediate Diminished Value
The difference between pre-accident and post-accident value before any repairs are completed. Relevant in total loss scenarios.
Coverage
We File Claims Against
Every Major Insurer
Whether it's a household name or a regional carrier — if they owe you money, we go after it. No insurer is too big.
Don't see your insurer? We still fight for you →
FAQ
Common Questions
Diminished value (DV) is the reduction in your vehicle's market value after it has been in an accident - even after it has been fully repaired. Buyers pay less for vehicles with accident history, and insurance companies like State Farm, Allstate, GEICO, Progressive, and USAA are often legally obligated to compensate you for this loss.
Free Consultation
Still have questions?
Our certified appraisers are available to walk you through your specific situation at no cost.
Ready to Get Paid? Start Here
File your diminished value claim today. Free consultation, no upfront fees.